Manufacturing Insurance for Businesses in Franklin, Tennessee

If your product causes property damage or bodily injury, a general liability insurance policy provides protection from loss. Our manufacturers’ errors and omissions insurance covers damages that are not the result of bodily injury or property damage.

This means third-party claims (like from a product recall) of damages to property or casualty of the user are covered if you’re held liable in court. Our insurance professionals are ready to find the exact coverages you need in your policy.

• Protect yourself from claims outside of your physical location

• Coverage from liability claims that fall outside of bodily injury and property damage within your building

• Work with an expert insurance agent for the policy coverage you need

The sound of machines running means that you are experiencing risk, and it increases with each piece of equipment that someone operates. As the owner, you have responsibilities to your workers and your customers while you run your business and produce a profit. Our metal goods manufacturing insurance can help you achieve your goals.

It’s important to follow safety protocols within your manufacturing business because the equipment can lead to serious injury. Proper training and strict safety policies can keep people from being hurt – and it can save you money on your monthly insurance payments.

Metal goods manufacturing insurance provides an extra layer of protection for business owners. Damages from equipment can also lead to workers’ compensation insurance claims. Talk with one of our qualified agents about getting an affordable quote to protect your business.

• Machinery and equipment can lead to serious injury. 

• Protect your workers with strict policies and proper training.

• Use metal goods manufacturing insurance for an extra layer of protection.

Depending on the size of your business and what you are manufacturing, you can structure your insurance policy on a business owners policy (BOP) or commercial insurance package policy. 

Our goal will always be to structure your business insurance with the best coverage at the best value.

• Commercial property

• General liability

• Commercial auto

• Commercial umbrella

• Workers’ compensation insurance

• Directors and officers coverage

• Employment practices liability insurance

• Bonds

• Inland marine coverage

• Cyber liability

• Professional liability insurance

• Equipment breakdown

• Crime insurance 

• Pollution

• Employment benefits

• Product liability coverage

Our team can create a policy that contains all of the above coverages at a price that works for your budget. Call today to get started with a FREE quote, so you can get back to business.

With the advancement in robotics and beginning stages of machine connectivity, data collection, and big data analytics in the manufacturing industry, there is no limit to where sensors can be installed and what data can be provided. This will lead to a safer work environment, increased efficiency, and more productivity. 

For your employees, this will hopefully create a safer workplace. It could decrease some of your insurance cost based on safety because it changes how businesses are rated from a more expensive “class code” to a less expensive “class code.”

In short, manufacturing insurance may get even more affordable over time.

Yes. We have the expertise and coverages to adequately insure large manufacturing plants, yet we also understand the market demands of very small operations. We can usually offer risk transfer services, loss control services, and safety programs that should not only benefit the large manufacturer but should also help all businesses, regardless of size.