As a business owner, you do everything in your power to ensure you’re hiring honest, trustworthy employees. But sometimes thorough screening and close supervision just aren’t enough. A fidelity bond is a standard component of business coverage that protects you and your customers when an employee commits theft or dishonest acts that result in loss or damage of property.
Our agents can help you find the fidelity bond coverage that best suits your business needs.
Business services bonds protect against the loss of a customer’s property caused by dishonest acts of your employees while on the customer’s premises.
Standard employee dishonesty bonds protect your business from financial loss due to the fraudulent acts of one or more employees.
The Employee Retirement Income Security Act of 1974 (ERISA) requires trustees of pension plans to have fidelity bond coverage equal to at least 10% of the total plan’s assets. ERISA bonds provide protection for both participants and beneficiaries from the dishonest acts of a fiduciary who oversees employee benefit plans, including 401(k)s.
Being covered by a fidelity bond not only protects your business, but sets your company apart from un-bonded competitors. Having this coverage lets both your employees and your customers know that you take your company’s integrity seriously, and you have a protection plan in place for when a dishonest person comes along.
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