Commercial Garage, Repair Shop, Car Dealership and Auto Shop Insurance in Franklin, Tennessee
Cover the unique risks associated with your auto business.
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Auto Dealer Insurance in Franklin, TN
Protect your showroom, inventory, and employees with auto dealer insurance in Franklin, TN. With such high-dollar vehicles on your lot, it’s important to keep insurance coverage on all your items. Imagine a vehicle is stolen, or a test driver wrecks a vehicle, or a storm comes in and totals one or more of your vehicles. Without insurance, your company is in danger of losing tens, if not hundreds, of thousands of dollars.
Protect your showroom
Protect your vehicles
Protect your employees
Garage Liability Insurance Coverage in Franklin, TN
Running and managing an auto repair shop can be challenging at times, and it’s vital you take steps to protect yourself from the unexpected. To safeguard yourself and your business, you should consider the benefits of repair shop insurance. If your establishment is not part of a dealership, then garage insurance for non-car dealers can offer the coverage that you need.
This type of insurance protects you from the liability cost of client slips or falls and from accidental damage you may cause to a vehicle. If your employees work on a vehicle and something breaks, you would need to pay for repairs and replacements out of your own wallet. This insurance protects you from liability claims in the event you cause property damage.
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Get liability coverage that reimburses costs
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Protect yourself from paying for damage to a client’s vehicle
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An extra safety net for garage businesses
Do I need garage insurance or auto dealers insurance in Franklin, TN?
Garage insurance covers vehicle maintenance businesses. Several auto dealers have an attached shop. If your business also offers maintenance and repairs to your customers, you should get garage insurance included in your policy. This protects not only your inventory and vehicles on the lot from damages and accidents, but it also protects your business from accidents in the garage.
The following business types should obtain the appropriate coverage:
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Automotive repair shops
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Body shops
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Tow or impound lots
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Muffler shops
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Transmission shops
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Auto dealerships
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Tire and battery repair facilities
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Car dealerships with garages
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And many more
Please contact us so that we can offer the best coverage option for your type of business.
What is garage insurance?
Depending on the accident or injury, workers’ compensation claims can get expensive. If your business is found liable in court and you do not have coverage, your business could be set back in large numbers. Profits would have to go towards covering the medical expenses and settlement fees related to the accident. On top of that, you’ve lost an employee for a short or long term.
Through the department of labor, there are workers’ comp requirements in all 50 states. The law differs depending on in which state you operate your business.
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Avoid expensive costs to your business
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Workers’ comp insurance is required by law. Review specifics for your business here.
Does auto dealers insurance cover new and used vehicles in Franklin, TN?
Yes. For a car dealership, dealers insurance offers coverage for the new and used vehicles they have. All of your vehicles would be covered in the policy.
For some dealers insurance proposals, the policy can be endorsed to include some of the important coverages that are under garage insurance.
Insurance Agents You Can Trust in Franklin, TN
Our goal is to provide insurance that gives you peace of mind. You have many customers every day, and your employees handle high-dollar vehicles and equipment. Just one accident can lead to damage that costs your business more money than you can afford.
Our experienced agents are ready to find the best insurance policy to keep your business protected.
Do you have a question about garage/repair shop insurance & car dealership insurance?
Our agents are ready to answer any of your questions.